4.5/5

74-89% of retail CFD accounts lose money

    Available Countries
  • United Kingdom, Europe, Finland, Sweden, Denmark, Norway, Switzerland, Spain, Portugal, Italy, Ireland, Luxemburg, Slovakia, Malta (Show More)
  • Deposit Methods
  • Credit Card, Debit Card, Bank Transfer (Show More)
  • Cryptocurrency CFDs
    Platform Type
  • CFD Trading Platform (CFD)
  • CFD Instruments
  • Crypto, Indices, Forex, Commodities, Shares
Margin Trading
  • Yes
  • Built In Wallet
  • No
  • Compensation Scheme
  • No
  • Regulated
  • Yes
  • Minimum Deposit
  • Varies, 250USD or other currency equivalent
  • Deposit Fees
  • Varies, Minimum deposit is 250€ (Show More)
  • Withdrawal Fees
  • Free, Varies, €50 fee if below €100 and low activity (Show More)
  • Trading Fees
  • Varies (Show More)
  • Limits
  • Varies, 1:2 leverage limit for cryptocurrencies (Show More)
  • Verification
  • KYC Verification (Show More)
  • Jump to page contents

    101Investing Review & Platform Guide

    101Investing is operated by FXBFI Broker Financial Invest Ltd a regulated company. Based in Cyprus, the company is regulated by the CySEC, the independent public supervisory Authority responsible for the supervision of the investment services market, transactions in transferable securities carried out in the Republic of Cyprus. The company is a member of (ICF) Investor Compensation Fund. The main essence of the ICF is to compensate covered clients for potential claims arising from the failure of a member to fulfil its obligations towards its clients.

     

    101Investing is a regulated broker that offers Contracts for Difference (CFDs) in a variety of assets. Nevertheless, having exposure in Bitcoin CFDs and similar instruments is considered to be a high-risk investment which you should only undertake if you fully understand the risks involved and you are willing and can afford the possibility to lose all your investment capital.101 Investing Screenshot

    How does 101Investing compare to other exchanges?

    • 101Investing
    • eToro
    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 4.5/5
    • Best For
    • Advanced Beginners, Experts, Short Term Trading
    • Instruments
    • Crypto, Indices, Forex, Commodities, Shares
    • Min Deposit
    • Varies 250USD or other currency equivalent
    • Fees
    • Varies
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer

    74-89% of retail CFD accounts lose money

    101Investing Review
    • Type
    • Centralized Exchange (CEX)
    • Rating
    • 5/5
    • Best For
    • Newcomers, Advanced Beginners, Long Term Investors, Short Term Trading
    • Instruments
    • Only available in the US
    • Min Deposit
    • Varies $50 for some countries
    • Fees
    • Varies, 0.75% Spread for BTC & 1.9% Spread for ETH
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer, Cryptocurrency, Paypal

    This ad promotes cryptocurrency within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in some EU countries and the UK., no EU consumer protection. Investments are subject to market risk, including the loss of principal.

    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 4.5/5
    • Best For
    • Advanced Beginners, Experts, Long Term Investors, Short Term Trading
    • Instruments
    • Crypto, Indices, Forex, Commodities, Shares, Options, ETFs
    • Min Deposit
    • Varies €100/$100/£100 for credit cards & €/$/£500 for wire transfers
    • Fees
    • Varies, A spread fee of 0.6% applies on BTCEUR market
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer

    Your capital is at risk

    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 4.5/5
    • Best For
    • Newcomers, Advanced Beginners, Long Term Investors, Short Term Trading
    • Instruments
    • Indices, Forex, Commodities, Shares
    • Min Deposit
    • Varies 29 EUR/GBP/USD (once), 100 EUR/GBP/USD (for subsequent deposits)
    • Fees
    • Free, Varies, Floating spread, Swap fee, Conversion fee
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer

    Your capital is at risk

    • Type
    • Centralized Exchange (CEX)
    • Rating
    • 4.5/5
    • Best For
    • Newcomers, Advanced Beginners, Experts, Long Term Investors, Short Term Trading, Day Trading
    • Instruments
    • Cryptocurrencies
    • Min Deposit
    • None
    • Fees
    • Starting from Maker @ 0.16% & Taker @ 0.25%
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer, Cryptocurrency
    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 4.5/5
    • Best For
    • Newcomers, Advanced Beginners, Experts, Long Term Investors, Short Term Trading
    • Instruments
    • Crypto, Indices, Forex, Commodities, Shares, ETFs
    • Min Deposit
    • €215
    • Fees
    • Spreads starting at 0.03
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer

    81% of retail CFD accounts lose money

    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 5/5
    • Best For
    • Advanced Beginners, Experts, Long Term Investors, Short Term Trading
    • Instruments
    • Crypto, Indices, Forex, Commodities, Shares, Options, ETFs
    • Min Deposit
    • €100 for credit card deposits.
    • Fees
    • Varies, A spread fee from 0.56% up to 3.28% applies
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer, Paypal

    72% of retail CFD accounts lose money

    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 4.5/5
    • Best For
    • Newcomers, Advanced Beginners, Experts, Long Term Investors, Short Term Trading
    • Instruments
    • Crypto, Indices, Forex, Commodities, Shares
    • Min Deposit
    • Varies between $250 to $300 depending on account type
    • Fees
    • Main fees are spreads, as low as 0.03 pips
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer

    Your capital is at risk

    • Type
    • CFD Trading Platform (CFD)
    • Rating
    • 4.5/5
    • Best For
    • Newcomers, Advanced Beginners, Experts, Long Term Investors, Short Term Trading
    • Instruments
    • Crypto, Indices, Forex, Commodities, Shares, ETFs
    • Min Deposit
    • 250 EUR/USD/GBP
    • Fees
    • Varies, No overnight or maintenance fees
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer, Paypal

    Your capital is at risk

    • Type
    • Centralized Exchange (CEX)
    • Rating
    • 4.5/5
    • Best For
    • Newcomers, Advanced Beginners, Long Term Investors, Short Term Trading
    • Instruments
    • Cryptocurrencies
    • Min Deposit
    • $60 or €53
    • Fees
    • 5.9% per trade and another 5% for credit/debit card purchases
    • Deposit Methods
    • Credit Card, Debit Card, Bank Transfer
    • Type
    • Centralized Exchange (CEX)
    • Rating
    • 4.5/5
    • Best For
    • Advanced Beginners, Experts, Long Term Investors, Short Term Trading, Day Trading
    • Instruments
    • Cryptocurrencies
    • Min Deposit
    • None
    • Fees
    • Maker @ 0.1% & Taker @ 0.1%
    • Deposit Methods
    • Credit Card, Debit Card, Cryptocurrency

    The platform offers a variety of features and resources for your trading experience. Users can look forward to an interface which is easy navigate and is supported with over 90 tools and functions. You can set several profile preferences, and this enhances your trading experience, setting 101Investing apart from many similar trading platforms

    This 101Investing review will cover all the important elements of this platform. We will provide you with detailed and useful information to help you make an informed decision on whether this platform is suitable for you. Since the platform updates its services regularly some information published on this page might become outdated. Whilst we strive to update this and other reviews regularly, we invite you to check out the platform’s website to view the latest updates and to sign up.

    It is important to understand that CFDs are complex and high-risk financial instruments. When trading CFDs, there is a higher chance that traders lose money rapidly, due to leverage. Between 74% – 89% of retail investor accounts lose money when trading CFDs with 101Investing. You should ensure that you understand how CFDs work and be able to afford any potential losses before investing in such instruments.

    Your capital is at risk

    Is 101Investing Safe?

    CFDs are considered as very high risky derivative speculative instruments. Are intended to be provided to Retail Investors who have sufficient knowledge and experience in trading with leveraged products and who understand and are willing to take, in the short term, the risks associated with trading in such instruments. In addition, the product is also targeted at Retail Investors having speculation or hedging objectives and wish to potentially diversity their portfolio and are financially able to lose their invested capital.

    101investing as a regulated broker is required to adhere to strict financial stipulations. The company aim to ensure the integrity and confidentiality of the platform through the use of strict safety protocols. The company work with state-of-the-art technology aiming to ensure the safety clients’ transactions.

    They use the recent and sophisticated physical hardware and software among the things they offer are:

    • Strict firewalls and Secure Sockets Layer (SSL) software that are used to protect data during transmission.
    • Transactions are under Level 1 PCI compliance services
    • Trading servers that are located in SAS 70 certified data centers
    • Encrypted transactions and communication data servers

    101Investing Trading Platform

    101Investing Web Trader
    Screenshots are shown for illustration purposes only. Actual product may vary.

    Apart from investing in cryptocurrency CFDs, 101Investing gives you the opportunity to trade Forex CFDs, commodities CFDs, stock CFDs, Indices CFDs, and even Metals CFDs. Contracts for Difference let you speculate on price or fall of the underlying asset without to have any ownership rights on the underlying asset itself. In this respect, they are considered to be a flexible trading option. You can trade CFDs with leverage, increase trading power with less capital. Whilst leverage can magnify your profits it can also magnify any losses, so you should only use it if you can afford any potential losses.

    In order to cater to a greater number of modern traders, 101Investing offers three trading platforms from a single website. Depending on your trading preferences you could use one or more platforms at a time.

    MetaTrader 4

    MetaTrader 4 (MT4) is a popular desktop trading platform which is available for PC and Mac computers. Boasting powerful technologies and used by many traders around the globe, MT4 provides you with quick access to CFD trading offered by 101Investing.

    Apart from performance reliability and unparalleled trading experience, when using MT4 you can look forward to:

    • Market order rules – Four different rules can be set with one click to automate your trades
    • Custom trading – Various options to enhance your trading experience, including executing orders at a pre-determined time
    • Historical analysis – Get access to 24 different charting tools to help you analyse data
    • Activity search – Stay in control of all your trades with a detailed statement of your current and previous trades

    MT4 Web Trader

    The MT4 Web Trader is the web version of the classic Meta Trader. This platform lets you open and close positions conveniently through a web browser. As a result, no download is necessary, and you can access your account from your office computer or any other device. All your account details and trading preferences are securely stored on the web browser.

    The features and functionalities of the MT4 Web Trader on 101Investing are very similar to the desktop version. Available in over 18 languages, the web version is oftentimes seen as more convenient, and both versions are equally safe.

    Mobile Trading App

    101Investing Mobile App
    Screenshots are shown for illustration purposes only. Actual product may vary.

    For those who enjoy trading on the go, 101Investing offers a functional and convenient mobile application which works on both Android and iOS systems. The mobile app features over 350 different assets and 30 analytical tools. In addition, users get access to interactive charts and the same educational resources available on the 101Investing website.

    Links to download the mobile app can be found on the ‘Trading Platforms’ link on the website’s main navigation bar.

    74-89% of retail CFD accounts lose money

    101Investing Platform Account

    The entire 101Investing website has been designed to be user-friendly, and functional. Opening a new account can be done with just one click from the main page.

    Depending on your trading experience, frequency, and requirements, you need to decide which 101Investing Trading Account you wish to open. The platform offers four types, although one is reserved exclusively for VIP and professional traders. The remaining three offer different features includes flexible spreads and leverage correlating with your trading skills, experience, strategies, and investment goals.

    101Investing Trading Accounts
    Screenshots are shown for illustration purposes only. Actual product may vary.

    How to Sign Up on 101Investing

    101Investing Sign Up
    Screenshots are shown for illustration purposes only. Actual product may vary.

    All you need to do to open a 101Investing account is:

    1. Visit the website and click on ‘Sign Up’ located at the top right-hand side of the screen
    2. Enter your personal details and check the box which confirms that you are over 18
    3. Provide your address and D.O.B.
    4. You will now be asked a series of questions to determine whether you have sufficient basic financial knowledge and experience to trade CFDs
    5. In line with 101Investing’s operating licence, the platform will now ask for details on your source of wealth and source of funds
    6. Verify your account by providing the necessary documents
    7. Place your first deposit using one of several supported payment methods

    101Investing will go through your information and documents and will assess your eligibility and therefore proceed with your account verification.

    How to Login on 101Investing

    101Investing Login
    Screenshots are shown for illustration purposes only. Actual product may vary.

    As soon as you have created an account you can log in. To do this, all you need to do is:

    1. Visit the website and click on ‘Login’ located at the top right-hand side of the screen
    2. Enter your email and password and click ‘Continue’
    3. Should you forget your password you can click on ‘Forgot Password?’ located below the main form

    Verification Requirements

    In accordance with the international anti-money laundering standards, 101Investing requires its clients to submit identification documents to verify their identity through the Know Your Customer (KYC) process. Submission of all the necessary information and documents enable the company to process with your transaction after identity authentication process has been completed.

    To comply with the platform’s verification requirements all you need to do is provide documents which confirm:

    1. Proof of identity – such as a national ID card, driving licence or passport
    2. Proof of residence – such as recent bank statement, utility bill or residence certificate

    The platform might also require you to provide payment documents to verify the origin of funds.

    How to Speculate on Bitcoin CFDs with 101Investing

    101Investing give you access on cryptocurrencies CFDs, like Bitcoin (BTCEUR, BTCUSD, BTCGBP) Ethereum ( ETHEUR, ETHGBP, ETHUSD) , and other cryptocurrencies (Using the MT4 platform). All you need to do is:

    1. Open the platform
    2. Double click on the desired asset, for example, Bitcoin
    3. Set the volume of the trade and any automatic limits, such as ‘Stop Loss’ or ‘Take Profit’
    4. Select ‘Sell’ if you wish to short Bitcoin or ‘Buy’ if you wish you buy long

    74-89% of retail CFD accounts lose money

    It is important to remember that CFDs are complex trading instruments which come with a high risk of losing money rapidly due to leverage. Between 74% -89% of retail investor accounts lose money when trading CFDs with this provider. Hence, you should consider whether or not you fully understand how CFDs work and make an informed decision on whether you are willing to take the high risk of a substantial loss.

    How to Withdraw on 101Investing

    A client wishing to place a withdrawal instruction is requested to:

    1. Inform the Customer Support Department via email [email protected] or by submitting the request form within Client Portal which is available 24/7
    2. Provide the following information:
      Full name (including First and last name) on the beneficiary account matches the name on the trading account
    3. In case a client has open positions, the below parameters should be fulfilled:
      Margin level after the withdrawal is processed should always be above 100%.
      Free Margin level shall be more than 100% in order to submit the withdrawal request.
      • There are no hedged positions on the account at the time of withdrawal request.
    4. Full details about the method for withdrawal. Please note that the Company’s policy is to refund back to the source of the original deposit.
    5. Full details about the method used to deposit, including the credit card or bank account number

    Supported Cryptocurrencies

    101Investing Cryptocurrencies
    Screenshots are shown for illustration purposes only. Actual product may vary.

    101Investing does not directly support any cryptocurrencies, however, it offers a variety of crypto CFDs which you can invest in. There are over 50 pairs available, and the platform is continually adding new ones. Amongst the most popular ones, you will find BTCGBP, ETHUSD, and LTCEUR. You can find the full list of pairs by visiting 101Investing’s website and clicking on the ‘Trading Cryptocurrencies CFDs’ in the ‘Products’ menu.

    Supported Countries

    101Investing operating by FXBFI Broker Financial Invest Ltd, provides investment and ancillary services to registered clients within European Union, European Economic Area and Switzerland.

    Supported

    A comprehensive list of supported countries is not currently available on 101Investing. However, you can check whether your country is allowed during the initial sign up process.

    Excluded

    Certain jurisdictions, such as Iran and North Korea are not supported, but this is often the case for all financial services organisations. The United States of America is also excluded, but this is mainly due to the fact that trading CFDs are forbidden in the country.

    Platform Fees & Limits

    In order to remain operational and regulated, the platform needs to charge fees and impose certain trading limits. No 101Investing review would be complete without an overview of these two important aspects.

    Fees

    101Investing is upfront and honest about its fees. Even though the platform operates as a broker, it does not charge any commission fees. Instead, the main trading fee is the spread, which can be described as the difference between a contract’s buy and sell price. For your convenience, the spread is automatically added to the final price so you don’t need to stay calculating it for each trade.

    Additionally to the above, Swap/Rollover/ Ongoing costs is а financing fee deducted from the value of the position and is only charged when а position is held open overnight/s. In the case of cryptocurrencies, leverage of up to 1:2 can be sought, whilst for other markets, you can access higher amounts. Every asset has a set time which is considered to be the end of the day. Any position opened beyond this time is charged the swap.

    There are no deposits fees charged to clients, as are most withdrawals. There is no maximum deposit amount. lt should bе noted that fees charged from client’s bank fall under the Client’s responsibility. All deposits on the platform are free, as are most withdrawals. There is no maximum deposit amount, but if you are depositing via bank transfer, the minimum amount is 1000 USD/GBP/EUR. Minimum deposits are 100 USD/GBP/EUR.

    If the value of your withdrawal is below €100, or if your account has little or no trading activity, then a fee may applicable. In addition, inactivity fees apply to accounts with no trading activity for a period of 60 days or more

    You can find additional information about 101Investing fees on their website. Click on the ‘Legal’ tab in the navigation menu and click on the ‘Fees’ document to view it.

    Limits

    For the most part, 101Investing does not set any specific limit for trading.

    The main limits which you should be aware of refer to deposits and withdrawals amounts.

    Supported Payment Methods

    101Investing has partnered up with some of the web’s favourite online payment providers. As a result, you can deposit and withdraw funds in a convenient and, in most cases, instant way. Support payment methods include:

    • Debit and credit cards
    • eWallets
    • Instant bank transfer
    • Online bank transfer
    • eMerchantPay
    • Skrill
    • SafeCharge
    • WorldPay
    • SolidPay
    • Paydoo

    Some payment methods might not be available in your country. Once you open an account, the platform will inform you as to which options are available. Along with details of how to proceed with payment, each option provides the applicable minimum and maximum transaction values.

    It is important to remember that CFDs are complex trading instruments which come with a high risk of losing money rapidly due to leverage. Between 74% – 89% of retail investor accounts lose money when trading CFDs with this provider. Hence, you should consider whether or not you fully understand how CFDs work and make an informed decision on whether you are willing to take the high risk of a substantial loss.

    101Investing Security

    101Investing is an award-winning CFD trading platform which takes user safety and security very seriously. The company has invested in security tools to protect transactions and trades from external interference and cyberattacks. In addition, it encourages all users to choose a strong password and provides resources to help keep users safe.

    101Investing Customer Support

    101Investing Support Ticket
    Screenshots are shown for illustration purposes only. Actual product may vary.

    Our 101Investing review cannot be complete without mentioning the platform’s customer support options. Available on Mondays to Fridays between 07.00 and 17.00 GMT, the team can be reached via live chat, telephone, email and web form. These options provide a comprehensive way to get assistance whenever you need it.
    Although the website does not feature an FAQ page, you can find information for most queries easily by using the navigation bar.

    The platform has an overall good reputation online, with users on various chatrooms and review sites saying that they are satisfied with the services on offer.

    101Investing Coming Soon Features

    101Investing is continually improving its platform and releasing new products and services. In order to remain competitive and ahead of its competition, the platform does not announce coming soon features before they are imminently available. As a result, it is difficult to say what we can expect in the near future.

    The best way to stay informed about the platform’s latest news is to become a fan of their social media pages. In addition, be sure to check out Cryptimi News for any important updates. We will also endeavour to update this 101Investing review as soon as we are aware of new features or information.

    Top Competitors

    101Investing vs eToro

    Both platforms share several similar features, including being regulated and offering hundreds of different assets to trade. In addition, eToro offers several additional benefits, including Copy Trader and the opportunity to buy and sell Bitcoin and several other cryptocurrencies. Moreover, eToro provides superior charting and analysis resources.

    101Investing vs Plus500

    Offering CFDs, both 101Investing and Plus500 offer a similar asset to trade with CFDs ranging from cryptocurrencies to Forex and commodities, stocks, indices and metals. The platforms’ fees are similar, as are most of their payment methods. Plus500 supports PayPal payments, which some traders prefer.

    101Investing vs Trading212

    Both 101Investing and Trading212 offer powerful trading apps which are available on Android and iOS devices. The two trading platforms are regulated and offer hundreds of CFDs, including cryptocurrencies and commodities. Moreover, both platforms share similar fee structures and do not charge commission fees on trades.

    Do I need to verify my 101Investing account?

    Yes, in order to trade and withdraw your funds, the platform requires you to verify your account by providing the necessary documents.

    Can I buy Bitcoin on 101Investing?

    Whilst the platform lets you invest in Bitcoin CFDs you are not able to buy or sell actual Bitcoin on the site.

    How can I get in touch with support?

    101Investing customer care is available Monday to Friday 07.00 - 17.00 GMT. You can contact them conveniently via ticket, live chat, telephone, email or online form.

    Is 101Investing Safe?

    The platform is owned by a registered company and regulated by CySEC. Transactions and data transfers are encrypted and the platform is protected with a firewall which prevents cyber attacks.

    Conclusion

    101Investing is a very good online CFD trading platform as it offers convenience, service, and choice. Right from the start, the platform lets you choose a trading account which best suits your needs and choose your preferred payment method. Even though the platform offers an extensive range of tools and trading platforms it charges competitive fees. If you feel that this broker is suitable for you, you can become 101investing trader today.

    74-89% of retail CFD accounts lose money

    Pros and Cons

    info about 101 investing

    CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

    Between 74-89 % of retail investor accounts lose money when trading CFDs.

    You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

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