Your capital is at risk
Investous is a relatively new trading platform that offers CFD trading on a wide array of different assets. At the time of writing, it supports over 270 financial instruments across different classes like forex, stocks, commodities, indices and cryptocurrencies. In the EU, Investous is operated by F1Markets Limited , which is based out of Cyprus and regulated by CySEC (Cyprus Securities and Exchange Commission). Outside the EU, it is operated by IOS Invesments Limited, an investment firm in Belize authorised and regulated by International Financial Services Commission of Belize.
Your capital is at risk
The web trading platform of Investous is available in five different languages: English, Dutch, German, Italian and Spanish. Apart from WebTrader, it also offers MetaTrader 4, one of the most popular and advanced trading platforms in the world. The CFD trading platform is also available as a mobile app. Even though the user interface of Investous looks simplistic, it contains all the essential features needed for a novice trader to quickly trade CFDs.
The following review analyses several aspects of Investous, whilst providing you with an all-rounded detailed overview of the platform and its services. Although Cryptimi does its best to provide you with accurate information, whilst aiming to update it on a regular basis, we strongly recommend that you visit their website for any important updates which might occur after this review has been published.
Since Investous is a relatively new player in the industry, it is too early to come to a conclusion about its level of security. That said, the trading platform claims that it employs very high standards in data encyrption, security systems and firewalls to keep customers’ funds and personal information safe. Moreover, the CFD platform is protected with Secure Socket Layer encryption (both Thawte and ClickSSL) to prevent attacks or breaches like DDoS.
Investous offers CFD trading on a wide array of financial assets including Forex, Stocks, Indices, Commodities and Cryptocurrencies. It supports all top cryptocurrencies such as Bitcoin, Ethereum, Litecoin, Ripple, Ethereum Classic, Monero and Bitcoin Gold. To get more information about the list of all instruments available on Investous, check out their site.
Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 80.41% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money by investing in CFDs. To find out more information about the risks involved in trading on this platform, it is highly recommended to check their disclosure page.
All retail clients of Investous are covered under ICF (Investor Compensation Fund). Therefore, they are eligible for compensation of up to €20,000 in case the company is unable to repay their clients or other kinds of events. To learn more information about ICF, check out their website.
The web trading platform of Investous is very simple and easy to navigate. By clicking the information icon (i), users can quickly get all important details for an instrument-like spread, swap, volume, margin and leverage. Even though users can quickly monitor price movements of an instrument by adding that to Favourites, Investous doesn’t provide an option to create price alerts or notifications. For mobile-savvy users, Investous is available as an Android app to trade on the go.
Even though Investous is still new, it has already bagged a couple of accolades from Forex Awards namely the Best Trading Platform 2018 and Best Execution Broker 2018.
To create trading account on Investous, you must provide your full name, email address and phone number. In case you have forgotten your password, you can reset that by clicking the ‘Forgot password’ option. Investous platform has clearly listed all kinds of fees on its website.
Investous offers four types of accounts: Basic, Gold, Platinum, and VIP. Even though basic features are the same, few things like spread fees, minimum deposit, and withdrawal fees vary depending on account type.
Follow the below steps to create your account on Investous:
Now, you will be redirected to a screen where you will be prompted to deposit funds. If you would like to do this later, then close the window and return to your account dashboard.
To log in to your account, follow the below steps:
Now, you will be logged on to your account. Since Investous is a regulated trading platform, you need to verify your identity by uploading required documents before starting to trade.
Investous strictly complies with AML (Anti Money Laundering) and KYC (Know Your Customer) regulations, thus, it is mandatory for users to verify their identity by providing all required documents as given below:
Once your documents are approved by the Investous team, you can start trading.
Before starting to buy or sell Bitcoin CFDs, you need to deposit the required funds into your account:
Follow the below steps to deposit funds into your account. (Refer to the ‘Platform Fees & Limits’ section to know minimum amount of deposit)
If you are using cards/electronic wallets, you should expect to see the transaction shown within 1-2 days. For wire transfers, it might take up to 10 business days to get credited in your account.
Now, let’s see how to trade Bitcoin CFDs on Investous.
Once your order is processed, you can check the status of your assets under ‘Open Trades’ located just below Buy/Sell button.
In Investous, you can withdraw funds only to your original deposit method. Furthermore, if your withdrawal amount exceeds the deposit made using a credit card, then the remaining amount will be transferred by wire transfer. Before placing your withdrawal request, you must ensure that your account is verified by providing all required documents.
Follow the below steps to place your withdrawal request. (First withdrawal is free for basic account holders. For subsequent withdrawals, kindly refer to the ‘Platform Fees & Limits’ section to learn about withdrawal fees).
Usually, all withdrawal requests are processed either on the same day or within the next working day. Depending on your payment method chosen, it might take additional time to receive funds in your account.
At the time of writing, Investous supports the following cryptocurrency CFDs:
BitcoinUSD, BitcoinEUR, BitcoinGBP, LitecoinUSD, LitecoinEUR, LitecoinGBP, EthereumUSD, EthereumEUR, EthereumGBP, ETHClasUSD, ETHClasEUR, ETHClasGBP, DashcoinUSD, DashcoinEUR, DashcoinGBP, RippleUSD, RippleEUR, RippleGBP, MoneroUSD, StellarUSD, BTC.mUSD, BTC.mEUR, BTC.mGBP, Lite.mUSD, Lite.mEUR, Lite.mGBP, ETH.mUSD, ETH.mEUR, ETH.mGBP, ETHCIs.mUSD, ETHCIs.mEUR, ETHCIs.mGBP, Dash.mUSD, Dash.mEUR, Dash.mGBP, Ripple.mEUR, Ripple.mUSD, Ripple.mGBP, Monero.mUSD, BTCGoldUSD, BitcoinGold.
To get the latest list of cryptocurrency CFDs supported by Investous, check out their website.
Except for a few countries, Investous is available to residents of all countries worldwide.
Investous offers its services to almost all countries in EEA (European Economic Area) including Austria, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and United Kingdom.
Investous doesn’t accept members from the following countries:
Please keep in mind that this list was still relevant at the time of writing, thus it might vary once checking at a later stage.
Every CFD trading platform has its own fee structure and limits.
Even though Investous doesn’t charge a commission on every trade, it does charge other kinds of fees such as Spread & Swap.
Spread is the difference between bid (sell) and ask (buy) price. The difference is represented in pips which reflect the cost of opening a position. In Investous, Spread is floating and it varies depending on the instrument and market.
To calculate Spread for a particular crypto, navigate to the trading screen of Investous.
Whenever a position is held overnight, a swap fee is applicable. It is calculated once for each day of the week that a position is rolled over, except Wednesday. Generally, swap rates are volatile as they change quickly due to market conditions. In order to find swap rate, you need to log in to your trading account and check your portfolio of open positions.
If there are no transactions on your trading account for a period of at least 1 month or more, then an inactivity fee of 80 EUR is applicable. This fee will increase proportionately if your account is inactive for a longer duration.
Investous doesn’t charge any fee for depositing funds to your trading account. However, withdrawals are always subject to a fee which varies depending on the payment method and currency. For debit/credit cards, it is 3.5% of your withdrawal amount.
To get more detailed information about their fee schedule and rates, check out their website.
The minimum amount of deposit for credit or debit cards and electronic wallets is 250 USD/EUR/GBP. Apart from minimum threshold, Investous has also set maximum deposit limits as below:
For withdrawals, the minimum value is set to 10 USD or equivalent. The platform provides a leverage of 1: 30 for retail clients and 1: 400 for professional clients.
Investous supports multiple payment options with five currencies: EUR (Euro), GBP (British Pound), USD (US Dollar), RUB (Russian ruble), yen (Japanese Yen)
Investous don’t provide any additional security features like two-factor authentication to prevent users’ accounts from unauthorised access. Therefore, it becomes the sole responsibility of users to protect their accounts with a strong password and changing that at regular intervals to keep their assets secure.
Investous trading platform offers Live chat support to quickly resolve customers’ queries. Alternatively, users can also send an email to [email protected] or submit their query via contact form available on their website. Even though Investous doesn’t provide How Tos or detailed knowledgebase articles on its website, still users can refer FAQs section to find answers to general queries.
Since the majority of features are similar, 24option can be termed as an exact replica of Investous. Both are regulated platforms in every jurisdiction they operate and allow users to trade CFDs on a wide range of assets including cryptocurrencies, stocks, indices, forex and ETFs. Both Investous and 24option offer ICF (Investor Compensation Fund) of up to €20,000 for their retail clients so that they won’t lose their money if the trading platform is unable to repay their funds. Both these trading platforms offer a competitive floating spread and don’t charge a commission for every trade. Regarding security, both platforms protect their customers’ transactions with SSL. However, they don’t support two-factor authentication at the time of writing.
Both platforms are regulated in every jurisdiction they operate and allow users to trade CFDs over top cryptocurrencies including Bitcoin, Litecoin, Ethereum and Ripple. Both Investous and Plus500 don’t charge any fee for making deposits. However, a withdrawal fee is applicable that varies depending on the payment method. Regarding security, Plus500 is considered better since it provides 2FA protection whereas Investous doesn’t provide any additional security features at the time of writing.
Both are regulated platforms that take extensive security measures to keep their customers’ funds secure, also offering investor compensation. The signup process on XTB is extensive as it expects users to answer questions related to trading in addition to providing personal information. However, Investous allows users to quickly open their trading by just providing their email and phone number. Regarding fees, both Investous and XTB charge fees for withdrawals whereas depositing funds is free.
Even though Investous is a bit new, it has got a number of features which make for a great CFD trading platform. Such features include multiple payment methods, live chat support, simple user interface, different types of accounts and educational videos. Since it is a regulated trading platform, it strictly follows KYC/AML measures to keep its customers’ assets secure. However, it is highly recommended to consider all risks involved in CFD trading, as there is a high probability for users to lose all their money. Never invest more money than you afford to lose.
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